Short Term Loans

Borrow £100 to £1,200 and repay over 4 to 6 months. Fixed instalments, no hidden fees.

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What is a short term loan?

Flexible borrowing for real needs

A short term loan from Fund Ourselves lets you borrow between £100 and £1,200, repaid in equal monthly instalments over 4 to 6 months. Unlike a payday loan that requires full repayment in one go, our instalments make repayments more manageable.

  • Borrow £100 to £1,200
  • Repay over 4, 5 or 6 months
  • Fixed monthly instalments — no surprises
  • No early repayment fees
  • Same-day funding available
  • FCA authorised (No. 729238)
Loan amount£100 – £1,200
Repayment term4 – 6 months
Representative APR211% APR (fixed)
Max daily rate0.8% per day
Total cost cap100% of loan value
Max default fee£15
Early repaymentAllowed, no fee
Regulated byFCA (No. 729238)
⚠️ Warning: Late repayment can cause serious money problems. For help visit moneyhelper.org.uk.
Who it's for

When a short term loan makes sense

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Emergency costs

Car repairs, boiler replacement or any urgent expense that can't wait.

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Home essentials

Appliance breakdown or essential home repairs that need funding fast.

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Debt bridge

Bridge a short financial gap without resorting to high-cost overdrafts.

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Cash flow gap

Cover costs between paydays when timing doesn't line up with your salary.

Ready to apply?

Eligibility check takes minutes and won't affect your credit score.

Check eligibility →

⚠️ Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk. Representative 211% APR (fixed). FCA No. 729238.