Privacy Policy

1. Who we are

Fund Ourselves Ltd ("Fund Ourselves", "we", "us") is the data controller for personal information collected through this website. Company No. 09550128. Registered office: Unit 1d, 36 Woodstock Grove, London W12 8LE. FCA Reference: 729238. Contact: hello@fundourselves.uk | 0800 368 9553.

2. What data we collect

• Identity: name, date of birth, National Insurance number
• Contact: address, email, phone number
• Financial: income, outgoings, bank details, credit history
• Technical: IP address, browser type, cookies
• Communications: records of correspondence

3. How we use your data

• To assess and process your loan application
• To carry out credit and affordability checks
• To manage your loan account and collect repayments
• To comply with FCA and legal obligations
• To prevent fraud and verify identity
• To improve our services

4. Legal basis

We process data under: Contract (loan agreement), Legal obligation (FCA compliance), Legitimate interests (fraud prevention), and Consent (marketing, where applicable).

5. Data sharing

We may share data with credit reference agencies (Experian, Equifax, TransUnion), fraud prevention agencies, payment processors, and regulatory authorities. We do not sell your data.

6. Retention

Loan data is retained for 6 years after the end of the lending relationship in line with FCA requirements.

7. Your rights

Under UK GDPR you have the right to access, correct, erase, restrict or port your data. Contact us at hello@fundourselves.uk. You may also complain to the ICO at ico.org.uk.

8. Contact

Fund Ourselves Ltd, Unit 1d, 36 Woodstock Grove, London W12 8LE. Email: hello@fundourselves.uk | Phone: 0800 368 9553