Payday Loans

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Payday loans explained

A fast bridge to payday

A payday loan is a small, short term loan designed to help you cover costs until your next salary arrives. At Fund Ourselves, we offer payday loans from £50 to £500, repaid over 4 months in affordable instalments — not all in one go like traditional payday lenders.

We cap our daily interest rate at 0.8% in line with FCA regulations, and the total cost of your loan will never exceed 100% of the original amount.

  • Borrow from just £50
  • Up to £500 for new customers
  • Repay over 4 months
  • Maximum 0.8% daily interest
  • Decision in minutes
  • Same-day bank transfer
Loan amount£50 – £500
Repayment term4 months
Representative APR211% APR (fixed)
Max daily rate0.8% per day
Total cost cap100% of loan value
Max default fee£15
⚠️ Only borrow what you can afford to repay. moneyhelper.org.uk

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Apply in minutes — no impact on your credit score at eligibility stage.

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⚠️ Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk. Representative 211% APR (fixed). FCA No. 729238.