Apply for a Loan

Check your eligibility in minutes. Soft check only — no impact on your credit score.

How to apply

Simple 5-step process

  • 1

    Tell us how much you need

    Choose your loan amount (£50–£1,200) and repayment term (4–6 months).

  • 2

    Enter your details

    Provide your personal, employment and bank account details. Takes around 5 minutes.

  • 3

    Soft eligibility check

    We run a soft credit check — no impact on your score. We assess affordability fairly.

  • 4

    Receive your decision

    Get a decision in minutes. You'll see the full cost before signing — no surprises.

  • 5

    Funds transferred

    Once signed, funds are sent to your bank account — often the same working day.

No credit score impact
No hidden fees
FCA regulated
Same-day funding
⚠️ Warning: Late repayment can cause serious money problems. Representative 211% APR (fixed). For help visit moneyhelper.org.uk.

Start your application

Soft check only — won't affect your credit score at this stage.

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⚠️ Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk. Representative 211% APR (fixed). FCA No. 729238.