We lend responsibly, transparently and only when it's right for you.
At Fund Ourselves, responsible lending is not a compliance checkbox — it's central to everything we do. We are authorised and regulated by the Financial Conduct Authority (FCA No. 729238) and we adhere to all FCA consumer credit rules, including the price cap of 0.8% per day and the 100% total cost cap introduced in 2015.
Before approving any loan, we carry out a thorough affordability assessment. This includes reviewing your income, outgoings and credit history to ensure that monthly repayments are genuinely manageable. We will not approve a loan that we believe would put you into financial difficulty.
If you are struggling to make repayments, please contact us as soon as possible. We have a range of options available and our team will work with you to find a fair solution. We do not apply excessive fees or aggressive recovery practices.
⚠️ Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk. Representative 211% APR (fixed). FCA No. 729238.