We believe short term credit should be fair, transparent and accessible to everyone.
Fund Ourselves was founded with one mission — to create a fairer short term lending experience. We operate as a peer-to-peer platform, connecting borrowers with individual investors, cutting out the traditional banking middleman and passing the savings on to you.
We are authorised and regulated by the Financial Conduct Authority (FCA No. 729238) and we comply fully with the FCA's consumer credit rules, including the 0.8% daily interest cap and the 100% total cost cap.
You'll always see the full cost of your loan before you commit. No hidden charges.
We assess every application on its own merits and carry out responsible affordability checks.
We know that when you need funds, speed matters. Decisions in minutes, funds the same day.
Our UK-based team is here if you need help — before, during or after your loan.
⚠️ Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk. Representative 211% APR (fixed). FCA No. 729238.