How Much Can I Borrow?

Fund Ourselves loans range from £50 to £1,200 depending on your circumstances and history with us.

Loan amounts

What you can borrow

New customers can apply to borrow between £50 and £800. The exact amount will depend on your income, outgoings and the results of our affordability assessment.

Returning customers who have successfully repaid a previous Fund Ourselves loan may be eligible to borrow up to £1,200 on their next application.

  • New customers: £50 – £800
  • Returning customers: up to £1,200
  • Repayment terms: 4 to 6 months
  • Fixed monthly instalments
  • No early repayment fees
£800
New customers
£1,200
Returning customers

Example repayments at 211% APR

LoanTermMonthlyTotal
£1004 months£35£140
£3004 months£104£416
£5004 months£173£692
£8006 months£184£1,104
£1,2006 months£276£1,656
⚠️ These figures are estimates based on 211% APR. Your actual rate may vary. Total cost capped at 100% of original loan. Warning: Late repayment can cause serious money problems. moneyhelper.org.uk

Find out what you can borrow

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⚠️ Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk. Representative 211% APR (fixed). FCA No. 729238.